Here is the corrected exercise set on sequences for Integral Calculus, 201-SN3-RE (formerly 201-NYB), the chapter that opens the study of series. Part A sets up the vocabulary and the tools: explicit or recursive general term, the precise definition of convergence, techniques for computing limits (dominant term, conjugate, squeeze theorem, going through the continuous function), the geometric sequence rn with its four regimes depending on the value of r, monotonicity proved by the difference, the ratio or the associated function (exercise 4), and Riemann sums read backwards as limits of sequences (exercise 5). Part B moves up to exam level: the Monotone Convergence Theorem and its two hypotheses, sequences defined by a recurrence relation with the trap of the fixed point used too early, the distinction between a sequence and a series, the one that explains why n1 tends to zero while ∑n1 diverges, adjacent sequences, which pin down e and justify the bisection method (exercise 9), and attracting and repelling fixed points, up to the logistic sequence (exercise 10).
Exercise 0.1 opens the set with ten limits of sequences to compute directly, as in textbook drill lists: dominant term for rational sequences and for 5n+1−3n2n+1+5n, conjugate for n2+4n−n2−2n, a difference of logarithms, the squeeze theorem with sinn and with nn(n+1)!, an alternating sequence with no limit, and a variable exponent such as (n−2n+1)n, each with its limit checked as you type it.
Part C goes over the classics: the arithmetic-geometric sequence of a dose of medication taken every day (exercise 11), the Fibonacci sequence and the golden ratio (exercise 12), five limits where the exponent depends on n (exercise 13), paying off a loan (exercise 14) and the Koch snowflake, an infinite perimeter around a finite area (exercise 15).
This set is written for CEGEP students in the Science program (Sciences de la nature) taking Integral Calculus, 201-SN3-RE (201-NYB).
The chapter is short and often rushed, and that is paid for during the whole block on series. A series is nothing but the SEQUENCE of its partial sums: every theorem learned here will be reused as is later on, and a student who mixes up sequence and series will no longer understand anything about the convergence tests.
Self-checking setType your answers and check them question by question: the page tells you right or wrong before you open the solution. With an account, every answer right on the first try earns points, and your right answers stay filled in when you come back.
•A sequence (an) is a function from N to R: to each index n it assigns a term an. It can be given by an EXPLICIT formula (an=n+32n+1) or by a RECURRENCE relation (a1=1 and an+1=2+an).
•Convergence: limn→∞an=L means that for every ε>0, there is an index N such that n>N implies ∣an−L∣<ε. A sequence that does not converge DIVERGES, either to ±∞ or by oscillation.
•Going through the function: if f(x)→L as x→∞ and if an=f(n), then an→L. This is what allows L'Hôpital's rule on sequences. CAREFUL: the converse is false, since sin(2πn)=0 for every integer n while sin(2πx) has no limit.
•Geometric sequence rn: converges to 0 if ∣r∣<1; converges to 1 if r=1; diverges to +∞ if r>1; diverges by oscillation if r≤−1.
•Monotone Convergence Theorem: every INCREASING sequence that is BOUNDED ABOVE converges; every DECREASING sequence that is BOUNDED BELOW converges. Both hypotheses are essential, and the theorem guarantees that the limit exists without giving its value.
•Every convergent sequence is bounded. The converse is FALSE: (−1)n is bounded and diverges.
•Sequence and series: the series ∑an is the SEQUENCE of its partial sums Sn=a1+⋯+an. If ∑an converges then an→0, but the converse is false: n1→0 and yet ∑n1 diverges.
Calculations: the limits of sequences to compute
Exercise 0.1: Computing the limit of a sequence: ten direct calculations
For each sequence (un), compute limn→+∞un. Give the exact value, or its value to three decimal places if it involves e or a logarithm; if the limit is infinite or does not exist, choose the right option.
One method for all ten lines: first replace n by “very large” to read the form, then choose the tool from the way the term is written. A quotient of polynomials or of powers an is handled by the dominant term, a difference of square roots by the conjugate, a difference of logarithms by combining it into a single one. As soon as a sinn, a cosn or a factorial appears, squeeze it; as soon as n sits in the exponent, go through lnun.
a) un=3n2+n5−2n2.
b) un=n2+4n3−n3.
c) un=n2+4n−n2−2n.
d) un=5n+1−3n2n+1+5n.
e) un=ln(3n2+1)−2ln(n+5).
f) un=n+cosn2n+sinn.
g) un=(−1)nn+1n.
h) un=(2n3)n2.
i) un=(n−2n+1)n.
j) un=nn(n+1)!.
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Answers
a)dominant term; −32
b)n⋅1+n4n33−1; −∞
c)conjugate, n2+4n+n2−2n6n; 3
d)division by 5n; 51
e)ln(n+5)23n2+1; ln3≈1.099
f)squeeze on nsinn; 2
g)two subsequences, 1 and −1; no limit
h)lnun→0; 1
i)1∞, (1+m3)m→e3; e3≈20.086
j)0<un≤n22(n+1); 0
The move that decides everything: read the form BEFORE computing. ∞∞ calls for factoring out the dominant term, ∞−∞ for a regrouping (conjugate or logarithm), an oscillating sequence for a squeeze or two subsequences, and 1∞ or ∞0 for the logarithm. None of these forms can be settled “by sight”.
a)
Dominant term n2 at the top and at the bottom: un=3+n1n25−2→3+00−2=−32. Pitfall: taking the terms in the order they are written and answering 35; the dominant term is the one of highest degree, sign included.
b)
Factor out each dominant term: un=n2(1+n4)n3(n33−1)=n⋅1+n4n33−1. It is the product of n→+∞ by a factor that tends to −1: un→−∞. Pitfall: the sign, carried by the −n3.
c)
Form ∞−∞: multiply by the conjugate. un=n2+4n+n2−2n(n2+4n)−(n2−2n)=n(1+n4+1−n2)6n→1+16=3. Pitfall: concluding ∞−∞=0.
d)
Divide the top and the bottom by 5n, the largest base: un=5−(53)n2(52)n+1→5−00+1=51, since rn→0 for ∣r∣<1. Pitfall: 5n+1=5⋅5n, so the 5 stays in the denominator.
e)
Form ∞−∞: combine, un=ln(n+5)23n2+1. The quotient tends to 3 by the dominant term, so, by continuity of the logarithm, un→ln3≈1.099. Pitfall: 2ln(n+5)=ln(n+5)2, and not ln(2(n+5)).
f)
Squeeze: −1≤sinn≤1 gives −n1≤nsinn≤n1, so nsinn→0; likewise ncosn→0. Dividing by n: un=1+ncosn2+nsinn→1+02+0=2. Pitfall: applying L'Hôpital's rule to the associated function, which gives 1−sinx2+cosx, with no limit; the rule fails, yet the sequence converges.
g)
n+1n→1, so the even-indexed terms tend to 1 and the odd-indexed ones to −1: two subsequences, two different limits, the sequence has no limit. Pitfall: confusing it with n(−1)n→0; the squeeze only concludes if the factor multiplying (−1)n tends to 0, and here it tends to 1.
h)
n is in the exponent: lnun=n2ln(2n3)=n2ln2+6lnn→0, since nlnn→0. So un→e0=1. Pitfall: the form is ∞0, which is indeterminate; you cannot conclude “zero exponent, so 1” without the logarithm.
i)
Form 1∞: n−2n+1=1+n−23. Set m=n−2: un=[(1+m3)m]n−2n. The bracket tends to e3 by the reference limit (1+ma)m→ea, and the exponent n−2n to 1. So un→e3≈20.086. Pitfall: answering 1, because the base tends to 1.
j)
Write nn(n+1)!=(n+1)⋅n1⋅n2⋅n3⋯nn: n factors nk, all between 0 and 1. Keep the first TWO and bound the others by 1: for n≥2, 0<un≤(n+1)⋅n1⋅n2=n22(n+1)→0. By the squeeze theorem, un→0. Pitfall: keeping only one factor gives un≤nn+1, which tends to 1 and proves nothing.
Check: compute un on the calculator for a large index, n=106 in general, n=50 for the powers 5n and the factorials. You should read u106≈−0.6667 in a), ≈3.000 in c), ≈20.09 in i); and in g), two consecutive indices give values close to 1 and to −1.
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Part A: Convergence, limits, monotonicity and sums (/50)
Exercise 1: General term and the definition of the limit
A sequence can be given in two ways: by a formula that computes an directly, or by a rule that builds each term from the previous one. The distinction governs every method of the chapter.
a) For an=n+32n+1, compute the first four terms and conjecture the limit. For b1=1 and bn+1=bn+3, do the same, then give an explicit formula for bn.
b) State the formal definition of limn→∞an=L, then find explicitly an index N beyond which n+32n+1−2<0.01.
c) What is the difference in nature between an explicit formula and a recurrence relation? Which one lets you compute a1000 directly, and why does that matter?
d) A student writes: “the sequence an=n+32n+1 reaches its limit 2”. Correct this, stating exactly what “tends to” means.
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Answers
a)an→2; bn=3n−2 diverges
b)n+35<0.01: N=497
c)The explicit formula computes a1000 directly
d)Never reached: the gap n+35 stays positive
a)
For (an): a1=43=0.75, a2=55=1, a3=67≈1.167, a4=79≈1.286. The terms increase while getting closer to 2, which suggests liman=2 (confirmed in part b), since the ratio of the leading coefficients is 12). For (bn): b1=1, b2=4, b3=7, b4=10. We add 3 at each step: it is an arithmetic sequence with common difference 3, so bn=1+3(n−1)=3n−2. Check: b4=12−2=10 ✓. This sequence DIVERGES to +∞, a reminder that a perfectly regular sequence is not necessarily convergent.
b)
Definition: limn→∞an=L if for every ε>0, there exists an index N such that for all n>N, ∣an−L∣<ε. In other words, however small the margin ε we demand, the sequence eventually enters that margin and never leaves it. Application with ε=0.01: n+32n+1−2=n+32n+1−2n−6=n+35. We want n+35<0.01, that is n+3>500, that is n>497. So we can take N=497: from index 498 on, every term is within 0.01 of 2. Check: a498=501997≈1.99002, and the gap is 5015≈0.00998<0.01 ✓.
c)
An EXPLICIT formula computes an from n alone: a1000 is obtained by one substitution. A RECURRENCE relation computes an from an−1: to get b1000 you must, in principle, go through the 999 previous terms. Only the explicit formula therefore allows a direct calculation, and this is why we often try to convert a recurrence into an explicit expression, as we did with bn=3n−2. It matters because the limit techniques of the chapter (dominant term, L'Hôpital's rule, conjugate) apply to an EXPRESSION in n: without an explicit form, they cannot be used, and you must then rely on the Monotone Convergence Theorem, which is what exercise 6 does.
d)
The sequence never reaches 2: n+32n+1=2 would require 2n+1=2n+6, so 1=6, which is impossible for every n. “Tending to 2” does not mean reaching 2, but getting as close to it as we wish from some index on. The gap n+35 stays strictly positive for every n, while becoming smaller than any margin fixed in advance. The confusion is common because everyday language uses “tend to” and “reach” interchangeably; in analysis, that difference is precisely what the definition with ε is about. Note all the same that a sequence CAN reach its limit, for example a constant sequence, or a sequence equal to 0 at every even index, but nothing forces it to.
Exercise 2: Computing the limit of a sequence: four techniques
The techniques are those of limits of functions, with one nuance: the variable is an integer, which rules out some arguments and allows others.
a) Compute limn→∞7n2+n3n2−5n+2 by the dominant-term method.
b) Compute limn→∞(n2+n−n).
c) Compute limn→∞nlnn, justifying the step through the continuous function. Why is this step legitimate in this direction, and why is the converse false?
d) Compute limn→∞ncosn and limn→∞n(−1)n. Which theorem is involved, and why would L'Hôpital's rule be unusable here?
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Answers
a)73
b)Conjugate: 21
c)0, through the function xlnx
d)0 and 0 by the squeeze theorem
a)
Factor out the dominant power in the numerator and in the denominator, here n2: 7n2+n3n2−5n+2=n2(7+n1)n2(3−n5+n22)=7+n13−n5+n22. All the terms in n1 tend to zero, so the limit is 73. General rule for a quotient of polynomials: if the degrees are equal, the limit is the ratio of the leading coefficients; if the degree of the numerator is smaller, the limit is 0; if it is larger, the sequence diverges to infinity.
b)
Form ∞−∞, so use the conjugate: n2+n−n=n2+n+n(n2+n−n)(n2+n+n)=n2+n+nn2+n−n2=n2+n+nn. Factor n out of the denominator: n(1+n1+1)n=1+n1+11→21. The limit is 21. The result deserves a comment: n2+n and n both become huge, but their gap settles at 21, which shows that n2+n behaves like n+21 for large n.
c)
Consider the function f(x)=xlnx, which agrees with the sequence at the integers, that is an=f(n). By L'Hôpital's rule (form ∞∞): limx→∞11/x=0. The transfer theorem then guarantees that nlnn→0. The step is legitimate in THIS direction because the integers are among the reals: if all the real values eventually lie within the margin ε, the integer values do a fortiori. The converse is false because the sequence only sees isolated points and can completely miss the behaviour of the function between those points: sin(2πn)=0 for every integer n, so the SEQUENCE converges to 0, while the FUNCTION sin(2πx) oscillates with no limit. Practical consequence: if the limit of the function does not exist, you have learned nothing about the sequence and you need another argument.
d)
Both limits are 0, by the SQUEEZE theorem. For the first: −n1≤ncosn≤n1 since ∣cosn∣≤1, and both bounds tend to 0, so the sequence does too. For the second: n(−1)n=n1→0, and a sequence whose absolute value tends to 0 tends to 0. L'Hôpital's rule would be unusable for two combined reasons. First, these expressions are not indeterminate forms of type 00 or ∞∞: the numerator is bounded, not infinite. Second, (−1)n is not even defined for an arbitrary real x, so there is no differentiable function to apply the rule to. The squeeze theorem is the natural tool whenever a factor oscillates while staying bounded, and that is the most frequent situation with sequences.
Exercise 3: Divergence and the geometric sequence
Diverging does not mean blowing up. A bounded sequence can perfectly well diverge, and the geometric sequence rn is the complete catalogue of the possible behaviours.
a) Study rn according to the value of r: list the four regimes with, for each one, a value of r and the behaviour obtained.
b) Show that an=(−1)n diverges, even though it is bounded. Which idea in the definition of the limit fails here?
c) Compare (0.9)n and (1.1)n for n=10, n=100 and n→∞. What does this comparison show about how sensitive the regime is to the value of r?
d) “Every convergent sequence is bounded, but not every bounded sequence is convergent.” Justify both halves of this sentence.
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Answers
a)∣r∣<1: 0; r=1: 1; r>1: +∞; r≤−1: oscillation
b)Two subsequential limits: divergent
c)≈0.349 and 2.594; 2.66×10−5 and 13,781
d)Convergent ⇒ bounded; (−1)n refutes the converse
a)
The four regimes. If ∣r∣<1, for example r=0.5: rn→0, the sequence converges, and it does so very fast. If r=1: the sequence is constant, equal to 1, so it converges to 1. If r>1, for example r=2: rn→+∞, divergence to infinity. If r≤−1, for example r=−1 (oscillation between −1 and 1) or r=−2 (oscillation of growing amplitude): the sequence diverges by oscillation, with no limit, neither finite nor infinite. The case r=−1 is the exact boundary: it is the only r for which the sequence stays bounded while diverging. This classification will be reused in full in the chapter on series, where the geometric series ∑rn converges exactly when ∣r∣<1.
b)
The sequence equals −1 for odd n and 1 for even n: it is bounded, since ∣an∣=1 for every n. Suppose, for a contradiction, that it converges to a limit L. Taking ε=21 in the definition, there should be an index N beyond which ALL the terms are within 21 of L. But beyond any index, we find both terms equal to 1 and terms equal to −1, which are a distance 2 apart: they cannot both lie in an interval of width 1. Contradiction, so the sequence diverges. The idea that fails is that the definition requires ALL the terms of large enough index to get close to the SAME value; here the sequence has two subsequential limits, 1 and −1, and favours neither. Being bounded prevents blowing up, but does not force the sequence to settle.
c)
For n=10: (0.9)10≈0.349 and (1.1)10≈2.594, the gap is still modest. For n=100: (0.9)100≈2.66×10−5 and (1.1)100≈13,781, a ratio of more than five hundred million. In the limit: the first tends to 0, the second to +∞. The comparison shows that the regime switches at a THRESHOLD, the value ∣r∣=1, and that two ratios only 0.2 apart lead to opposite fates. That is the hallmark of exponential growth: the multiplying factor applies at every step, so a tiny gap per round becomes an enormous gap at the end. It is also why, in finance as in biology, the exact value of the rate matters more than the duration.
d)
First half, every convergent sequence is bounded: if an→L, then taking ε=1 there is an index N beyond which all the terms lie in the interval (L−1,L+1), so they are bounded; and the terms of index below N are FINITELY many, so they are bounded too (a finite set of numbers always has a largest and a smallest element). Combining both, the whole sequence is bounded. Second half, the converse is false: (−1)n from part b) is bounded and diverges, which is enough to refute it. The right way to use this implication is its CONTRAPOSITIVE: if a sequence is not bounded, it does not converge. It is a quick divergence test, and often the cheapest one.
Exercise 4: Monotonicity and bounds: the difference, the ratio and the associated function
Before invoking the Monotone Convergence Theorem, you still have to PROVE monotonicity. Three tools are available: the difference an+1−an, the ratio anan+1 for strictly positive sequences, and the study of the associated function. Each one has its own range of use.
a) Study the monotonicity of an=2nn with the ratio anan+1. Watch the very first index: what is the ratio for n=1, and how must the conclusion then be worded?
b) Study bn=3n+42n−1 with the associated function f(x)=3x+42x−1. Show that it is increasing and bounded above, then conclude and give the limit.
c) A student claims: “if the sequence (an) is decreasing, then the function f such that an=f(n) is decreasing”. Refute this with an=sin(2πn)+n1. In which direction is the implication true?
d) Exam level: study cn=n!2n. Why are the difference and the associated function both unusable here? Conclude about convergence and guess the limit.
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Answers
a)Ratio 2nn+1: a1=a2, strict afterwards
b)f′>0, bounded above by 32, limit 32
c)False; true from f to the sequence
d)Ratio n+12: converges to 0
a)
All the terms are strictly positive, so the ratio is legitimate: anan+1=2nn2n+1n+1=2n+1n+1⋅n2n=2nn+1. For n=1, this ratio equals 22=1 EXACTLY: the first two terms are equal, a1=21 and a2=42=21. For n≥2, 2nn+1<1 is equivalent to n+1<2n, that is n>1, which holds: the ratio is then strictly less than 1 and the sequence is strictly decreasing. Correct wording: the sequence is decreasing (non-increasing) from index 1, and STRICTLY decreasing from index 2. Writing “the sequence is strictly decreasing” without qualification would be false at index 1, and it is exactly the kind of detail a grader penalizes. Successive terms: 0.5; 0.5; 0.375; 0.25; 0.15625.
b)
The associated function is f(x)=3x+42x−1, defined and differentiable for x≥1. Its derivative is f′(x)=(3x+4)22(3x+4)−3(2x−1)=(3x+4)26x+8−6x+3=(3x+4)211>0: the function is strictly increasing on [1,∞), so the sequence bn=f(n) is too. Upper bound: 3n+42n−1<32 is equivalent to 3(2n−1)<2(3n+4), that is 6n−3<6n+8, that is −3<8, true for every n. The sequence is therefore increasing and bounded above by 32: by the Monotone Convergence Theorem, it CONVERGES. Here the limit is computed directly by the dominant term: 3n+42n−1=3+n42−n1→32. First terms: 0.1429; 0.3; 0.3846; 0.4375; 0.4737, the climb toward 32 is slow but steady.
c)
The counterexample works because sin(2πn)=0 for every integer n: the SEQUENCE therefore reduces to an=n1, which is strictly decreasing. The associated FUNCTION f(x)=sin(2πx)+x1, on the other hand, oscillates endlessly: between two consecutive integers it rises to about +1 and then falls back to about −1, and it is monotone on NO interval of length 1. The claim is therefore false. The deeper reason is that the sequence only sees ISOLATED points and ignores everything that happens between them, exactly as in the question on limits handled in exercise 2c. The true implication goes the other way: if f is decreasing on [1,∞), then an=f(n) is decreasing, since n<n+1 implies f(n)≥f(n+1). Practical consequence: the associated function is a tool to PROVE that a sequence is monotone, never to disprove it. If f′ changes sign, you have learned nothing and must go back to the difference or the ratio.
d)
The difference cn+1−cn=(n+1)!2n+1−n!2n requires a common denominator with factorials, which is feasible but tedious; above all, the associated function is simply unavailable, because n! is not defined for an arbitrary real x. There is no elementary differentiable function extending the factorial that we could differentiate at the level of the course, so neither f′ nor L'Hôpital's rule can be used. The ratio, on the other hand, fits perfectly: cncn+1=(n+1)!2n+1⋅2nn!=n+12. For n=1 the ratio equals 1 (so c1=c2=2), and for n≥2 it equals n+12<1: the sequence is strictly decreasing from index 2, exactly as in part a). It is also bounded below by 0, since all its terms are positive. By the Monotone Convergence Theorem, it CONVERGES. The limit is 0, which can be guessed by noticing that the ratio n+12 itself tends to 0: from some index on we multiply by a smaller and smaller factor, so the crushing speeds up. Check: c7≈0.0254 and c30≈4×10−24. The factorial beats the exponential, which extends by one notch the hierarchy of the L'Hôpital chapter, and it is exactly the mechanism of the ratio test that will be seen in the chapter on series.
Exercise 5: Riemann sums read backwards: recognizing an integral
A sum whose number of terms GROWS with n cannot be handled by any of the techniques of exercise 2: you cannot take the limit term by term, since the number of terms changes. The tool lies elsewhere, and it comes from integral calculus: if the sum has the form n1∑f(nk), it is a Riemann sum, and its limit is an integral.
a) Compute limn→∞n1∑k=1n(nk)2 in two ways: with the formula ∑k2=6n(n+1)(2n+1), then by recognizing an integral. Do the two results agree?
b) Why can we NOT conclude that limn→∞∑k=1nn+k1=0 on the grounds that each term tends to 0? Compute the true limit by recognizing a Riemann sum.
c) Let In=∫01xndx. Compute In then limIn. Compare with the behaviour of the function x↦xn at x=1: is there a contradiction?
d) Exam level: show that limn→∞n(n!)1/n=e1 by taking ln and recognizing a Riemann sum. You may use ∫01lnxdx=−1.
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Answers
a)31 both ways
b)ln2≈0.693
c)In=n+11→0, no contradiction
d)e1≈0.3679
a)
First way: n1∑k=1nn2k2=n31∑k=1nk2=n31⋅6n(n+1)(2n+1)=6n2(n+1)(2n+1). Expanding, 6n22n2+3n+1=62+n3+n21→62=31. Second way: the sum is exactly n1∑k=1nf(nk) with f(x)=x2, that is the right Riemann sum of f on [0,1], with Δx=n1 and the points xk=nk. Its limit is therefore ∫01x2dx=31. The two results agree, which is reassuring but above all revealing: the formula for ∑k2 is only available for a few very special sums, whereas reading the sum as a Riemann sum works for any integrable f. Numerical check: the exact value 6n2(n+1)(2n+1) is 0.385 for n=10 and 0.3333383 for n=105.
b)
The reasoning is wrong because the NUMBER of terms grows while each term shrinks. Each term n+k1 is of order n1, but there are n of them: the total stays of order n⋅n1=1, so nothing tends to 0. It is the same illusion as for the harmonic series: infinitely many tiny contributions can add up to a nonzero amount, and “taking the limit term by term” is only allowed if the number of terms is FIXED. Correct calculation: ∑k=1nn+k1=∑k=1nn(1+nk)1=n1∑k=1n1+nk1, which is the Riemann sum of f(x)=1+x1 on [0,1]. The limit is therefore ∫011+xdx=[ln(1+x)]01=ln2≈0.693. Numerical check: the sum is 0.6688 for n=10 and 0.69314 for n=105, the convergence is slow and from below.
c)
In=∫01xndx=[n+1xn+1]01=n+11, so limn→∞In=0. Pointwise behaviour of xn: for every fixed x in [0,1), xn→0; but at x=1, xn=1 for every n, so the pointwise limit is 1 at that precise point. Is there a contradiction? No, none. The integral measures an AREA, and an isolated point has no area: the fact that the limit function equals 1 at x=1 and 0 everywhere else does not change the fact that the area under xn tends to 0. Geometrically, the graph of xn flattens against the axis over almost the whole interval and only rises in a narrower and narrower zone near x=1: that zone does have height 1, but its width tends to 0, and it is the product of the two that decides. The lesson is that integration is not governed by the behaviour at an isolated point, which is precisely what makes it robust.
d)
Let un=n(n!)1/n. Since all the terms are positive, take the logarithm: lnun=n1ln(n!)−lnn=n1∑k=1nlnk−lnn. Moving lnn inside the sum, which has exactly n terms: lnun=n1∑k=1n(lnk−lnn)=n1∑k=1nln(nk). We recognize the Riemann sum of f(x)=lnx on [0,1], so lnun→∫01lnxdx=−1, and consequently un→e−1=e1≈0.3679. A remark on rigour is in order: the function ln is not bounded near 0, so the integral is improper at that endpoint; it converges nonetheless, as the chapter on improper integrals shows, and the result still holds. Numerical check: u10≈0.4529, u100≈0.3799, u2000≈0.3687, the convergence toward 0.3679 being very slow. This result is a weak form of Stirling's formula, n!≈(en)n2πn, from which it extracts exactly the dominant factor: the factorial behaves like (en)n, which explains after the fact why it crushed the exponential in the previous exercise.
Part B: Recursion, adjacent sequences and the step to series (/50)
Exercise 6: The Monotone Convergence Theorem
This theorem is the only one in the chapter that proves convergence WITHOUT computing the limit. It will be the main tool for recursive sequences, for which no explicit form is known.
a) Show that an=n+1n is increasing and bounded above by 1. What does the theorem conclude, and what is the limit?
b) State the Monotone Convergence Theorem in its two versions. What exactly does it guarantee, and what does it not guarantee?
c) The sequence an=(1+n1)n is increasing and bounded above by 3. What do we conclude? Compute a10, a1000 and identify the limit.
d) Show with examples that both hypotheses are essential: give an increasing sequence that is not bounded above, and a bounded sequence that is not monotone, both divergent.
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Answers
a)Increasing, bounded above by 1: limit 1
b)Existence guaranteed, not the value
c)a10≈2.5937; limit e
d)n diverges; (−1)n diverges
a)
Increasing: an+1−an=n+2n+1−n+1n=(n+2)(n+1)(n+1)2−n(n+2)=(n+2)(n+1)n2+2n+1−n2−2n=(n+2)(n+1)1>0, so the sequence is strictly increasing. Upper bound: n+1n<1 for every n, since n<n+1. The sequence is therefore increasing and bounded above by 1: the theorem concludes that it CONVERGES. Here the limit is computed directly, n+1n=1+n11→1. Note that the upper bound 1 happens to be exactly the limit, but that is not a general rule: any upper bound, even a very crude one such as 100, would have been enough to conclude convergence.
b)
Increasing version: every increasing sequence that is bounded above converges, and its limit is the least upper bound (its supremum). Decreasing version: every decreasing sequence that is bounded below converges, to its greatest lower bound (its infimum). What the theorem GUARANTEES: the EXISTENCE of the limit. What it does NOT guarantee: its value. This distinction is essential and it is what makes the theorem so useful: in cases where we cannot compute, we can still establish that the limit exists, then determine it by other means, typically the fixed-point equation of the next exercise. The theorem rests on the least upper bound property of the real numbers, and it is in fact the first place in the course where the completeness of R plays a visible role.
c)
Both hypotheses being satisfied, the theorem concludes that the sequence converges, and it does so BEFORE any calculation of the limit. Values: a10=(1.1)10≈2.5937, a1000=(1.001)1000≈2.7169. The limit is the number e≈2.71828, and this is even one of the possible definitions of e. The convergence is slow, which illustrates the point of part b) well: the theorem asserts that the limit exists, but the value e cannot be read off the statement and requires separate work, typically the logarithm calculation seen in the L'Hôpital chapter. Notice the form 1∞: the base tends to 1 and the exponent to infinity, and the result is neither 1 nor infinity.
d)
Increasing but not bounded above: an=n. It is strictly increasing, but no real number bounds it above, and it diverges to +∞. The upper-bound hypothesis is therefore essential: monotonicity alone only prevents oscillating, not escaping. Bounded but not monotone: an=(−1)n, bounded above by 1 (and below by −1), which diverges by oscillation as shown in exercise 3. The monotonicity hypothesis is therefore essential too: being bounded prevents escaping, not oscillating. Together, the two hypotheses rule out the only two ways of diverging, and that is exactly why combining them is enough to guarantee convergence. The proof of this theorem is technical, but its logical structure is easy to remember in this form: blocking the escape and blocking the oscillation leaves no way out other than convergence.
Exercise 7: Recursive sequences and the fixed-point trap
For a sequence defined by a recurrence relation, there is in general no explicit formula. The exam strategy has two stages, and reversing those two stages is the most costly mistake of the chapter.
a) Let a1=1 and an+1=2+an. Compute a2, a3, a4 and conjecture the behaviour.
b) Show by induction that the sequence is bounded above by 2, then that it is increasing. What do we conclude?
c) Find the limit with the fixed-point equation.
d) A student applies the fixed-point method directly to b1=1, bn+1=2bn, gets L=2L so L=0, and concludes that the sequence tends to 0. Diagnose the error and state the rule it breaks.
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Answers
a)3, 1.932, 1.983: toward 2
b)Bounded above by 2, increasing: converges
c)L=2+L: L=2
d)Fixed point applied without convergence
a)
a2=2+1=3≈1.732; a3=2+3≈3.732≈1.932; a4=2+1.932≈3.932≈1.983. The terms increase while getting closer to 2 without seeming to exceed it: we conjecture an increasing sequence, bounded above by 2, converging to 2. The conjecture is of course not a proof, and parts b) and c) supply the two missing pieces.
b)
Upper bound by induction. Base case: a1=1≤2 ✓. Inductive step: suppose an≤2; then 2+an≤4, so an+1=2+an≤4=2 ✓. By induction, an≤2 for every n. Increasing: compare an+1 and an, that is 2+an and an. Since both sides are positive, this amounts to comparing 2+an and an2, that is to studying the sign of an2−an−2=(an−2)(an+1). Since 0<an≤2, the first factor is negative or zero and the second positive, so the product is negative or zero: an2≤2+an, hence an≤an+1 ✓. The sequence is increasing and bounded above by 2: by the Monotone Convergence Theorem, it CONVERGES. At this stage we still do not know the limit, but we know it exists, and that is precisely what part c) needs.
c)
Let L be the limit, whose existence has just been established. Taking the limit in the relation an+1=2+an, and since an+1 and an have the same limit L while the square root function is continuous, we get L=2+L. Squaring: L2=2+L, that is L2−L−2=0, that is (L−2)(L+1)=0, hence L=2 or L=−1. We reject L=−1 because all the terms are positive, so the limit is positive or zero. Conclusion: liman=2, which confirms the conjecture of part a).
d)
The error is applying the fixed point WITHOUT first establishing that the sequence converges. The sequence bn=2n−1 takes the values 1,2,4,8,16,… and clearly diverges to +∞. The calculation L=2L⇒L=0 is formally correct, but it answers the question “IF the limit exists, what can it be?”, which is not the same thing as “the limit exists and equals 0”. The fixed-point argument is CONDITIONAL: it assumes the existence of L from its very first line, since writing limbn+1=limbn=L only makes sense if that limit exists. The rule broken: for a recursive sequence, you must ALWAYS prove convergence before looking for the value of the limit, in practice with the Monotone Convergence Theorem. The order of the two steps is not a matter of style, it is what separates a proof from circular reasoning. A grader takes away most of the marks for an answer that gives the right limit without having justified its existence.
Exercise 8: From sequence to series: the distinction that decides everything
This chapter leads into the chapter on series, and a single confusion is enough to make the whole block incomprehensible: the one between the sequence (an) and the series ∑an.
a) For an=2n1, compute the first five terms of the sequence, then the first five partial sums Sn. What does each of the two sequences do?
b) State the exact link between the convergence of ∑an and that of (an). Is the converse true? Justify with the harmonic series.
c) State the test for divergence (the general-term test) and apply it to ∑n=1∞2n+1n.
d) A student writes: “n1→0, so ∑n1 converges”. Diagnose the logical error, and say what the test allows and does not allow you to conclude.
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Answers
a)an→0, Sn→1; S5=0.96875
b)Convergent series ⇒ an→0; converse false
c)2n+1n→21: divergent
d)Reversed implication: a divergence test only
a)
Terms of the sequence: a1=21=0.5; a2=0.25; a3=0.125; a4=0.0625; a5=0.03125. Partial sums: S1=0.5; S2=0.75; S3=0.875; S4=0.9375; S5=0.96875. The sequence (an) tends to 0, while the sequence of partial sums (Sn) tends to 1. These are two DIFFERENT objects with two different limits, built from the same numbers. Saying “the series converges to 1” means exactly that Sn→1: the sum of a series is by DEFINITION the limit of its partial sums, and nothing else. Here we check the geometric formula Sn=1−2n1, which does tend to 1.
b)
The link: IF ∑an converges, THEN an→0. The proof fits in one line: an=Sn−Sn−1, and if Sn→S then Sn−1→S as well, so the difference tends to S−S=0. The converse is FALSE, and the standard counterexample is the harmonic series: n1→0, yet ∑n1 DIVERGES (by the integral test, since ∫1∞xdx=+∞). Interpretation: the terms become small, but not fast enough for their accumulation to stay finite. It is the most counter-intuitive result of the block on series, and it is worth pondering: infinitely many tiny contributions can perfectly well add up to infinity.
c)
Test for divergence: if limn→∞an=0 (or if this limit does not exist), then the series ∑an DIVERGES. It is the contrapositive of the result of part b). Application: an=2n+1n→21=0 (ratio of the leading coefficients), so ∑n=1∞2n+1n diverges. The intuitive argument: we keep adding quantities close to 21, so the total can only grow without bound. This test is the FIRST one to apply to any series, because it costs one limit and sometimes settles the question in ten seconds.
d)
The error is a reversed implication. The true result is “convergent series ⇒ general term tending to 0”; the student uses it in the direction “general term tending to 0 ⇒ convergent series”, which is the CONVERSE, and it is false. The harmonic series is the direct counterexample: it satisfies the hypothesis and fails the conclusion. What the test allows: concluding DIVERGENCE when the general term does not tend to 0. What the test does not allow: concluding convergence when the general term tends to 0. In that case, the test is simply SILENT and another test is needed (comparison, integral, ratio test, alternating series). The wording to remember word for word: the test for divergence is a divergence test only, never a convergence test.
Exercise 9: Adjacent sequences: trapping a limit you cannot compute
Two sequences are ADJACENT if one increases, the other decreases, and their difference tends to 0. They then converge to the SAME limit, trapped between them at every index. It is the only tool in the chapter that provides both the existence of the limit and an explicit numerical bracket.
a) State the adjacent sequences theorem and prove it from the Monotone Convergence Theorem.
b) Let un=∑k=0nk!1 and vn=un+n⋅n!1. Take for granted that (un) increases and (vn) decreases, and show that they are adjacent. Compute u5 and v5, then u10 and v10: what accuracy do we get on their common limit e?
c) The BISECTION method looks for a root of f on [a,b] by cutting the interval in two at each step. Explain why the two endpoints form adjacent sequences, and find how many steps are needed to locate the root to within 10−6 on [0,1].
d) Are all three hypotheses necessary? Consider un=−n1 and vn=1+n1: check the monotonicity of each and the inequality un<vn, then say what is missing and what can be concluded all the same.
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Answers
a)Increasing, decreasing, gap toward 0: same limit
b)2.71667<e<2.71833; 7 decimals at index 10
c)20 steps
d)Gap →1: distinct limits 0 and 1
a)
Theorem: if (un) is increasing, (vn) decreasing, and lim(vn−un)=0, then both sequences converge to the same limit L, and for every n we have un≤L≤vn. Proof. Let wn=vn−un. It is decreasing, as the difference of a decreasing sequence and an increasing one, and it tends to 0: it is therefore positive at every index, because a decreasing sequence that became negative could never climb back to 0. So un≤vn for every n. It follows that (un), which is increasing, is bounded above by v0, since un≤vn≤v0; by the Monotone Convergence Theorem it converges, to a limit L. Symmetrically, (vn), which is decreasing, is bounded below by u0 and converges to a limit L′. Finally L′−L=lim(vn−un)=0, so L=L′. The final bracket comes from monotonicity: (un) increases toward L so it stays below it, and (vn) decreases toward L so it stays above it.
b)
Adjacency: the two monotonicities are given, and it remains to check the third condition, vn−un=n⋅n!1→0, which is immediate since n⋅n! tends to infinity very quickly. The two sequences are therefore adjacent and converge to a common limit, which we know from elsewhere to be e. Values: u5=1+1+21+61+241+1201=2.7166667 and v5=u5+5×1201=2.7183333, hence the bracket 2.7166667<e<2.7183333: two correct decimals for six terms. At index 10: u10=2.718281801 and v10=2.718281829, the gap being 10×10!1≈2.8×10−8: seven correct decimals. The value e=2.718281828 does lie between the two. That is the strength of the method: the bracket provides a GUARANTEED error bound, known even before we know the value of e, which no isolated approximate calculation can offer.
c)
At each step, evaluate f at the midpoint m of the current interval and keep the half whose endpoints have opposite signs. The sequence (an) of left endpoints can only increase, since a left endpoint is either kept or replaced by the midpoint, which is larger; symmetrically, the sequence (bn) of right endpoints can only decrease. Finally the width bn−an=2nb−a tends to 0. The two sequences are therefore adjacent, and their common limit is the root we are looking for, which stays bracketed at every step by construction. Number of steps on [0,1]: we want 2n1≤10−6, that is 2n≥106, that is n≥ln26ln10≈19.93: so n=20 steps are needed, which gives a width of 2−20≈9.5×10−7. Remember the rule of thumb: about 10 steps per factor of 103, that is a little over 3 steps per decimal gained. Bisection is slow compared with Newton's method, but it can never fail, and that is exactly what the adjacent sequences theorem guarantees.
d)
Let us check the hypotheses one by one. un=−n1: the values are −1; −0.5; −0.333; it is indeed INCREASING. vn=1+n1: the values are 2; 1.5; 1.333; it is indeed DECREASING. And un<0<1<vn for every n, so the inequality holds. What is missing is the third hypothesis, the only one that really matters: vn−un=1+n2→1=0. The sequences are therefore NOT adjacent. What can be concluded all the same: each one converges separately, by the Monotone Convergence Theorem, un→0 and vn→1; simply, their limits are DIFFERENT. The example shows that opposite monotonicities alone force no coming together: they only guarantee that the two sequences do not cross and that the interval [un,vn] shrinks or stays the same. It is the convergence of the width to ZERO that forces the two limits to coincide, so it is the hypothesis an exam will check first. The wording to remember: two sequences that are monotone in opposite directions define nested intervals, but nested intervals only shrink to a point if their length tends to 0.
Exercise 10: Attracting and repelling fixed points: when a recursion refuses to converge
Exercise 7 showed that convergence must be proved BEFORE solving L=f(L). One question remains that it did not ask: when exactly does the sequence converge? The answer lies in a single quantity, ∣f′(L)∣, and it explains every behaviour in this chapter.
a) Let a1=2 and an+1=an1. Compute the first five terms. Does the fixed-point equation have a solution? Does the sequence converge to it?
b) State the test: if an+1=f(an) converges to L with f(L)=L, the fixed point is ATTRACTING when ∣f′(L)∣<1 and REPELLING when ∣f′(L)∣>1. Apply it to f(x)=2+x at the point L=2 of exercise 7, then to the sequence of part a).
c) Let an+1=an2. Find the two fixed points and their nature. Then compute the first six terms for a1=0.5 and for a1=1.5: what do we conclude about the role of the initial value?
d) Exam level: the logistic sequence an+1=ran(1−an) models a population. For r=2.5, show that the nonzero fixed point is attracting and give its value. For r=3.2, show that it is repelling; given that the sequence then settles on a cycle of period 2 whose values are about 0.799 and 0.513, explain what becomes of the fixed-point equation.
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Answers
a)Oscillates between 2 and 21; L=1 never reached
b)f′(2)=41 attracting; f′(1)=−1 borderline
c)0 attracting, 1 repelling: the initial value decides
d)0.6 attracting; f′(L)=−1.2, cycle of period 2
a)
The terms are a1=2; a2=21=0.5; a3=2; a4=0.5; a5=2. The sequence oscillates forever between 2 and 21, never settling: it DIVERGES by oscillation, exactly like (−1)n in exercise 3. The fixed-point equation, for its part, does have solutions: L=L1 gives L2=1, that is L=1 or L=−1, and the positive solution L=1 is perfectly legitimate. Yet the sequence converges to neither. It is the clearest illustration of the warning of exercise 7: solving L=f(L) proves NOTHING. The equation only says which value the limit would be IF the sequence converged; here it does not converge, and the answer supplied by the equation is meaningless. Note in passing that the sequence stays bounded between 21 and 2: being bounded still does not prevent oscillating.
b)
The test is understood through the ERROR relative to the limit. Let en=an−L. Then en+1=an+1−L=f(an)−f(L)≈f′(L)(an−L)=f′(L)en, by the linear approximation of f near L. The error is therefore MULTIPLIED by f′(L) at each step: if ∣f′(L)∣<1 it shrinks geometrically and the sequence is drawn toward L; if ∣f′(L)∣>1 it grows and the sequence is pushed away, unless it lands exactly on L. Application to f(x)=2+x: f′(x)=22+x1, so f′(2)=241=41. Since 41<1, the fixed point L=2 is ATTRACTING, which confirms and explains the convergence observed in exercise 7: each step divides the error by about 4. Application to part a): f(x)=x1, so f′(x)=−x21 and f′(1)=−1, with absolute value exactly 1. This is the BORDERLINE case, which the test does not settle: the error is neither shrunk nor amplified, only changed in sign, which produces precisely the undamped oscillation observed. The test is therefore conclusive outside the case ∣f′(L)∣=1, where a specific study is needed.
c)
Fixed points: L=L2 gives L(L−1)=0, that is L=0 or L=1. Nature: f(x)=x2 so f′(x)=2x; at L=0, f′(0)=0, with absolute value less than 1, the fixed point is ATTRACTING, and even very strongly so since the error is squared at each step; at L=1, f′(1)=2>1, the fixed point is REPELLING. Terms for a1=0.5: 0.5; 0.25; 0.0625; 0.00390625; 1.5×10−5; 2.3×10−10: the sequence plunges toward 0, and the number of correct decimals DOUBLES at each step. Terms for a1=1.5: 1.5; 2.25; 5.0625; 25.63; 656.8; 431,440: the sequence blows up toward +∞. Conclusion about the initial value: it decides everything. The repelling fixed point L=1 acts as a dividing line, a THRESHOLD separating two basins of attraction, that of 0 for ∣a1∣<1 and that of infinity for ∣a1∣>1. For a1=1 exactly, the sequence stays constant at 1, but the slightest perturbation tips it to one side or the other: this is what is called an unstable equilibrium, and it is the concrete meaning of the word “repelling”.
d)
Fixed points of f(x)=rx(1−x): L=rL(1−L) gives L=0 or 1=r(1−L), that is L=1−r1. Derivative: f′(x)=r(1−2x), so at the nonzero fixed point f′(L)=r(1−2(1−r1))=r(r2−1)=2−r. For r=2.5: L=1−2.51=0.6 and f′(L)=2−2.5=−0.5, with absolute value 0.5<1: the fixed point is ATTRACTING, and the sequence converges to 0.6, as the numerical calculation confirms after a few hundred iterations. The population settles at 60 percent of the maximum capacity. For r=3.2: L=1−3.21=0.6875 and f′(L)=2−3.2=−1.2, with absolute value 1.2>1: the fixed point is REPELLING. The sequence therefore cannot converge to 0.6875, and the numerical iteration shows that it settles on a cycle alternating between 0.7995 and 0.5130. What becomes of the fixed-point equation: L=0.6875 remains a perfectly valid solution of L=f(L), and it is still the only possible limit; but since the sequence does not converge, this solution corresponds to no actual limit. The cycle of period 2, for its part, solves ANOTHER equation, L=f(f(L)): the two values of the cycle are fixed points of the composite function, each one being sent to the other by f. This is the first stage of what is called period doubling, which continues as r increases further, up to the chaotic regime. For the exam, the conclusion to remember is that of the whole chapter: a recursive sequence can have a fixed point, approach it, and never reach it; only the study of ∣f′(L)∣ tells what really happens.
Part C: The classics (/50)
Exercise 11: The arithmetic-geometric sequence: one dose every day
A patient takes 3 mg of a medication every morning, and the body eliminates 20 percent of the amount present from one morning to the next. Let un be the amount, in mg, present just after the dose of day n, with u0=5: un+1=0.8un+3.
a) If the sequence converges, what is its limit L?
b) Let vn=un−L. Show that (vn) is geometric and give its common ratio.
c) Deduce un as a function of n, then the convergence of (un).
d) Compute u10.
e) From which day on does the amount exceed 14.9 mg?
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Answers
a)L=15
b)vn+1=0.8vn
c)un=15−10×0.8n→15
d)u10≈13.926 mg
e)Day 21
a)
L=0.8L+3 gives 0.2L=3, that is L=15 mg. This calculation is conditional: it says what the limit would be if it exists, and the proof comes in c).
b)
vn+1=un+1−15=0.8un+3−15=0.8un−12=0.8(un−15)=0.8vn: a geometric sequence with common ratio 0.8 and first term v0=5−15=−10.
c)
vn=−10×0.8n, so un=15−10×0.8n. Since 0<0.8<1, 0.8n→0 and un→15: convergence is now proved, and the sequence increases toward 15. The fixed point is attracting, since ∣f′(15)∣=0.8<1 for f(x)=0.8x+3.
d)
u10=15−10×0.810≈15−1.074=13.926 mg.
e)
15−10×0.8n>14.9 is equivalent to 0.8n<0.01, that is n>ln0.8ln0.01≈20.64 (the inequality flips, since ln0.8 is negative). From day 21 on. The treatment reaches its steady state in three weeks, whatever the initial amount.
Exercise 12: Fibonacci, the ratio of two terms and the golden ratio
The Fibonacci sequence is defined by F1=F2=1 and Fn+2=Fn+1+Fn. We study the ratio rn=FnFn+1.
a) Compute F3 to F11.
b) Show that rn+1=1+rn1.
c) Assuming that (rn) converges, find its limit φ.
d) Compute ∣f′(φ)∣ for f(x)=1+x1. Is the fixed point attracting? Compare r10 with φ.
e) Binet's formula gives Fn=5φn−ψn with ψ=21−5. Why is Fn the integer closest to 5φn? Compute F20 this way.
φ=1+φ1 gives φ2−φ−1=0, with roots 21±5. All the rn are positive, so φ=21+5≈1.618034, the golden ratio.
d)
f′(x)=−x21 and ∣f′(φ)∣=φ21≈0.382<1: attracting fixed point. The negative sign makes the sequence oscillate around φ: r1=1, r2=2, r3=1.5, r4≈1.667... and each step divides the gap by φ2≈2.6. r10=5589≈1.61818, within 1.5×10−4 of φ.
e)
∣ψ∣≈0.618<1, so 5ψn<51<21 for every n≥1: Fn is an integer lying within 21 of 5φn, so it is the closest integer. 5φ20≈6765.00003, hence F20=6765. The Fibonacci sequence grows like a geometric sequence with ratio φ: that is what the limit of rn was already saying.
Exercise 13: Five limits of sequences where the exponent depends on n
When n appears both in the base and in the exponent, or in an n-th root, the techniques of exercise 2 are not enough: take the logarithm or squeeze.
a) Compute lim(1+n2)n.
b) Compute limn1/n.
c) Compute lim1.01nn10.
d) Compute lim(3n+2n)1/n with the squeeze theorem.
e) Compute lim(1−n1)n.
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Answers
a)e2≈7.389
b)1
c)0
d)3
e)e−1≈0.3679
a)
ln(1+n2)n=nln(1+n2)=2⋅2/nln(1+2/n)→2, since uln(1+u)→1. The limit is e2≈7.389. Form 1∞: neither 1 nor infinity.
b)
lnn1/n=nlnn→0 (exercise 2), so n1/n→e0=1. The n grows, but the n-th root crushes it exactly enough.
c)
ln1.01nn10=10lnn−nln1.01=n(n10lnn−ln1.01)→−∞, because the expression in parentheses tends to −ln1.01<0. The limit is 0: every exponential with base greater than 1 eventually beats every power, even though for n=1000 we still have 1.011000100010≈4.8×1025.
d)
3n≤3n+2n≤2⋅3n, so 3≤(3n+2n)1/n≤21/n⋅3. Since 21/n→1, the squeeze theorem gives the limit 3: the largest term sets the rule.
e)
nln(1−n1)=−−1/nln(1−1/n)→−1, so the limit is e−1≈0.3679. It is the probability, for large n, of never drawing a given ball in n draws with replacement from n balls.
Exercise 14: Problem: paying off a loan
We borrow 20,000 dollars at a monthly rate of 0.5 percent, and repay P dollars at the end of each month. The balance Bn after n months satisfies Bn+1=1.005Bn−P, with B0=20,000. We first take P=400.
a) Compute the fixed point L of the recurrence.
b) Show that Bn=L+(B0−L)×1.005n and write it with the values.
c) After how many monthly payments is the loan paid off?
d) What happens with P=100? With P=90? Relate this to the nature of the fixed point.
e) What monthly payment P pays off the loan in exactly 36 months?
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Answers
a)L=80,000
b)Bn=80,000−60,000×1.005n
c)58 monthly payments
d)Repelling fixed point: constant for 100, growing debt for 90
e)P≈608.44 dollars
a)
L=1.005L−P gives 0.005L=P, that is L=0.005400=80,000 dollars.
b)
Bn+1−L=1.005Bn−P−(1.005L−P)=1.005(Bn−L): the gap from the fixed point is geometric with ratio 1.005. So Bn=80,000−60,000×1.005n.
c)
Bn≤0 is equivalent to 1.005n≥34, that is n≥ln1.005ln(4/3)≈57.68. It takes 58 monthly payments, the last one reduced: after 57 months about 271 dollars remain.
d)
f(x)=1.005x−P has derivative 1.005>1: the fixed point is REPELLING, the gap always grows. With P=100, L=20,000=B0: the balance stays constant, you only pay the interest, forever. With P=90, L=18,000<B0: Bn=18,000+2,000×1.005n→+∞, the debt grows. The loan only gets paid off if B0<L, that is if the monthly payment exceeds the interest of the first month.
e)
We want B36=0: 0.005P(1−1.00536)+20,000×1.00536=0, that is P=1.00536−120,000×0.005×1.00536≈0.19668100×1.19668≈608.44 dollars. Total paid: 36×608.44≈21,904 dollars, of which about 1,904 is interest.
Exercise 15: Problem: the Koch snowflake, an infinite perimeter around a finite area
We start from an equilateral triangle with side 1. At each step, every side is replaced by four segments three times shorter, by raising a small equilateral triangle on the middle third. Let Nn be the number of sides, Pn the perimeter and An the area after n steps.
The figure below shows the situation.
a) Express Nn and the length of one side in terms of n.
b) Deduce Pn, its limit, and P10.
c) How many small triangles are added at step n≥1, and what is the area of each?
d) Show that An=A0[1+43∑k=1n(94)k] with A0=43, then compute limAn.
e) From which step on does the perimeter exceed 1,000?
Show the solution
Answers
a)Nn=3×4n, side 3−n
b)Pn=3(34)n→∞; P10≈53.27
c)3×4n−1 triangles with area 439−n
d)58A0=523≈0.6928
e)Step 21
a)
Each side becomes 4 sides: Nn=3×4n. Each length is divided by 3: a side measures 3−n.
b)
Pn=3×4n×3−n=3(34)n. A geometric sequence with ratio 34>1: Pn→+∞. P10=3(34)10≈53.27.
c)
A triangle is raised on each side of the previous step: Nn−1=3×4n−1 triangles, with side 3−n, so each has area 43×9−n.
d)
Area added at step k: 3×4k−1×43×9−k=43×43(94)k, hence the formula. The geometric sum equals 94⋅1−4/91−(4/9)n→5/94/9=54. So An→A0(1+43×54)=58A0=523≈0.6928.
e)
3(34)n>1000 gives n>ln(4/3)ln(1000/3)≈20.19: from step 21 on. The limit curve is enclosed in a disc of radius 1 and has a finite area, but an infinite length: the two sequences, with ratios 34 and 94, live on either side of the threshold 1.
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